No. Pesmigo compares and refers users to third-party lenders. Each lender makes its own credit decision.

Does checking matches guarantee approval?

No. Match scores are informational. Approval, pricing and terms are decided by the lender.

Compare before you apply

Find a loan that fits—not another rejection.

Compare participating online lenders in the Philippines using your amount, income range and basic eligibility. One short check, then a ranked shortlist.

Free to compareNo contact-list accessClear lender terms

Check my matches

Join early access

About 2 minutes

→

I need₱10,000

Loan amount

Employment

Monthly income

Age

Region

Mobile number

I agree to the Privacy Notice and allow Pesmigo to create my comparison profile and contact me by email or SMS when matching offers become available. I understand that Pesmigo may receive a commission if I later choose an offer.

We’re collecting offers now. Save your details and we’ll contact you when participating lenders matching your profile become available.

This is not a loan application and does not guarantee approval. Your profile will not be sent to a lender unless you choose to continue.

1 short formUsed to rank participating offers

0 contact listsWe never ask for access

TransparentSponsored offers are disclosed

You decideNo automatic loan application

How it works

A smarter first application.

Repeatedly applying blind can waste time and share your data with lenders that were never a realistic fit.

Tell us the basics

Choose an amount and answer a small set of eligibility questions. No government ID number is needed to compare.

Review ranked options

We apply lender rules and, once enough outcomes exist, observed approval patterns from similar applications.

Apply on the lender site

You decide whether to continue. The lender shows final pricing, runs checks and makes the credit decision.

Rejected before? Don’t resend the same application everywhere.

We remember lender outcomes with consent, suppress unsuitable repeats and use new outcomes to improve future rankings.

What to do next

Good questions

Before you borrow

Is Pesmigo a lender?

No. We are a comparison and referral service. A lender receives an application only after you choose its offer and continue to its site.

How does the match score work?

At first it uses each lender's eligibility rules. With enough verified decisions, the system can add observed outcomes for similar profiles. A match score is not an approval decision.

How does Pesmigo make money?

We may receive a commission if you click, apply or receive a loan. Compensation can affect ordering, and sponsored placement is labelled.